Specialization in Online Gaming Merchant Account

Paypound specializes in online gaming merchant accounts developed specifically for gaming, betting  and casino companies.

The global media and entertainment market, which includes online casinos and gaming, is projected to grow worldwide to $2.14 trillion by 2020, according to the statistics portal, Statista.

As an important and ever-developing market, online gaming has exploded over the years and is expected to continue to gain in popularity. Data shows that global online gaming traffic alone is expected to climb from 126 petabytes in 2016 to 568 petabytes in 2020, proving people plan to keep the games going.

This year, the world’s two largest gaming regions, North America and the Asia Pacific, are expected to account for 78% of global revenues. Massively multiplayer online gaming (MMO), which includes games that can be played by hundreds and sometimes, thousands of players at a time, generated $19.9 billion in 2016.

Online Gaming Merchant Accounts

If you’re looking for a payment provider offering comprehensive online gaming payment solutions and considerable expertise and experience in the gaming industry, then you have come to the right place.

You need a way to accept credit card payments from players around the world, all in real-time. Paypound gambling merchant accounts offer you a level of service that will help your business succeed and increase profits. Paypound offers online gambling and casino owners several solutions to accept payments online, the most popular method with a credit card.

Via dedicated gaming acquiring partners, we offer you everything you need to accept gaming card payments and pay out winnings easily and securely. Our feature-rich dedicated gaming solutions are fully flexible and have been developed to deliver value and growth to your business. Accept credit and debit card payments easily and securely, process repeat and deferred payments, manage refunds, payout winnings into one easy-to-use and customizable platform.

How Do I Get A High-Risk Online Gaming Merchant Account?

Have you tried to search “How to obtain a Gaming Merchant Account” or “Gambling Merchant Account” and come up short? You are not alone. Gaming is considered to be a high-risk industry by most of the acquiring banks. Especially with online gaming many small transactions are generated and can often be hit with a much higher percentage fee by the respective banks.  

However, we know through our network which banks are offering the best current deals and can enable the merchant to obtain the very best market-leading rates. We build our merchant services around your unique business model, whether it’s one-click tokenization for fast, in-game payments, or recurring transactions for game subscriptions.

At Paypound, we offer dedicated support from a team with decades of experience in payment processing and online gaming. Our international network of banks provides you with access to the most competitive rates and ensures you have resiliency in the business, operating across many different acquiring banks that can all be placed on our gateway without the need for individual integrations, saving time and money. We can also help to reduce your foreign exchange exposure to further improve your profitability.

Whatever type of games company you are, we make payments simple and help you increase player conversions and sales.  We also enable the consumer to interact with the payments platform through the usual international card types (Visa, MasterCard, Amex, et al), domestic card types as well as the ever-increasing number of alternative payment methods.


To obtain a casino and online gaming merchant account, a business needs to fill out our online application. In addition to the application and a secure, operational website, merchants also must have the following items handy to provide to processors and underwriters:

  • A valid, government-issued ID, such as a driver’s license
  • A bank letter or a pre-printed voided check
  • 3 months of the most recent bank statements
  • 3 months of the most recent processing statements, if applicable
  • An SSN (Social Security Number) or EIN (Employer Identification Number)
  • Chargeback ratios must be under 2%

Accepted Gaming Sectors

We welcome applications from online Gambling businesses, including the following sectors:

15 years online payment expertiseCasinosFREE Multi-Currency AcceptanceReverse & Penny Auctions
Powerful API's and Integration MethodsBookmakersPowerful API's and Integration MethodsRaffles
Powerful API's and Integration MethodsPrize Draws or SimilarFREE Multi-Currency AcceptanceGames of Skill
Powerful reporting tools as standardInternet Sports BooksFREE Multi-Currency AcceptanceSmall Lottery Syndicates

Why Do Banks Consider Gaming A High-Risk Industry?

Online gaming and gambling are risky because the industry falls into a legal gray area. Though there are no federal laws that prosecute online gamblers, the Unlawful Internet Gambling Enforcement Act of 2006 states that no person or entity may knowingly accept any funds associated with a person participating in illegal online gambling. Since the law states that a party cannot “accept” funds, this has no real consequence for an actual gambler. Since the law prevents gambling merchants from legally accepting wire transfers, merchants need companies, like emerchantbroker.com (EMB), to process credit card payments.

There are no provisions in the law, stating players would be punished for gambling online or transferring funds to pay for bets. The state-level is a completely different story. Each state in the United States treats online gambling differently. Some states, like Delaware, have legalized regulated online gambling, some have conditionally legalized it, like Nevada, and others have outlawed it, like Louisiana and Iowa. Iowa has the strictest online gambling laws on the books. Depending on the number of bets exchanging hands, a violator can be charged with a felony. Nevada permits online poker at state-licensed sites but prohibits anything else.

Though online gaming has become a major, profitable component of the gambling industry, many banks consider them way too risky. Casinos and online gaming businesses are prone to excessive chargebacks and refunds and have a higher volume turnover. These increase the liability the processor likely will incur when processing credit card payments for the business.

Also, online gambling gets hit with lots of friendly fraud. This is when customers dispute a transaction because they changed their minds. Their credit cards weren’t stolen. They just decided they didn’t want to pay for the services.


  • Proof the merchant can produce at least $5000 every week in sales.
  • Four to six months of payment processing history with banking statements showing company name, total sales, chargebacks, and refunds.
  • Endure a 10 percent rolling reserve


When casino and online gaming businesses apply for merchant accounts, processors and underwriters want to see that they are running legitimate, reputable businesses.

During their review, underwriters look at many factors to ensure credit card processors are not taking on any unnecessary risk. Merchants that are considered high risk mean processors are taking on a greater potential financial burden.


Merchants need to ensure they are using secure channels to prevent abuse by customers. Details of every transaction should be recorded, archived, and easily retrieved when necessary. Security steps should be taken to ensure that the exact date and time of the transaction, as well as the IP address of the computer from which the purchase was made, is known in case there is a dispute.

Some of the features of your Online Gaming merchant account include:

  • Multi-bank processing (including off-shore)
  • Secure payment gateway
  • Chargeback alerts
  • Chargeback disputes
  • ACH/Check 21 processing
  • Fraud prevention and protection
  • Competitive processing rates (below 6%)

As well as our customer-focused business set-up, we differentiate ourselves from our competitors in the following ways:

  • We can process large volume events – with a capacity of up to 1000 transactions per second
  • Our breadth of services means we can support and manage various parts of the payment eco-system including issuers, schemes, and global payment partners
  • We have a value proposition structure that’s tailored to our customers’ needs

Online Gaming Merchant Account Fee

Our online gambling merchant account fees are industry-competitive and affordable, and the application process is free – Paypound does not charge a merchant any fees until they begin processing transactions. Once you have been pre-approved, our underwriting department will match your business with the acquiring banking partner we feel is the best fit for your needs. The bank will then process your application and determine your merchant account fees.

Especially with online gaming many small transactions are generated and can often be hit with a much higher percentage fee by the respective banks.  However, we know through our network which banks are offering the best current deals and can enable the merchant to obtain the very best market-leading rates.

Your fees are contingent on several factors, such as the merchant’s processing history, type of industry (high or low risk), and/or projected sales volume. Each online gambling merchant account is different, but typical fees include:

  • Merchant Account Fee
  • Transaction Fee
  • Discount Rate
  • Merchant Account Registration Fee
  • Monthly Statement Fee
  • Chargeback Fee
  • Refund Fee
  • Rolling Reserve

Keeping Gaming Merchant Accounts in Good Standing

Paypound understands the unique needs of online gaming. Whether it’s online casinos, online gambling, online poker, social gaming, or skill gaming, our experienced team intimately understands the challenges these businesses endure. Our high-risk payment processing expertise can help your legal gaming business acquire merchant accounts and protect those accounts from excessive fraud using proprietary transactional algorithms created to seek out potential chargeback threats before they happen.

Some things merchants can do to keep their accounts in good standing include:

  • Maintain a good history with credit card processors
  • Consistently perform a high sales volume
  • Keep a high balance in business accounts
  • Dispute chargebacks whenever possible and back up disputes with strong evidence
  • Remain transparent in all communications with your banks and payment processor

We have been providing merchant services to high-risk businesses for almost two decades and have developed strong banking relationships around the world to support online gaming. If you operate an online casino or other legal online gaming business, Paypound can help you maximize profits.


We understand what payment method is needed in each market for different types of gaming transactions and, most importantly, we have the capabilities to enable you to offer these payment methods.

Our market insight allows us to provide tailored advice to each of the gaming & trading businesses we work with. This allows you to make informed decisions about your transaction process and implement the recommendations that are most appropriate to your business.

  • We ensure that our proposition takes into account costs efficiencies to maximize the value we bring
  • Our breadth of expertise within the gaming & trading market means we fully understand the complexities you face
  • We have a strong understanding of how to optimize your transaction acceptance in any given market, and how specific elements of the transaction can have an impact on these rates

Look no further than Paypound, the leading experts in getting your Online Gaming Merchant Account ready to accept payments.

We’re experts in handling high-risk merchant payment processing for a variety of high-risk industries, both big and small. Where low-risk providers turn their back, we welcome you with open arms, ready to help high-risk businesses get approved and stay approved.

If you would like to know more about our solutions, get in touch today.

Contact Us At

Call us at – (+44) 800 832 1733,


Mail us at -sales@paypound.ltd,


Visit our website –https://paypound.ltd/

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